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It is coverage that pays for losses to other people and their property caused by negligence of the insured.

Ineligible Persons If you find you or a member of your household are not eligible for automobile insurance, health, whether or not you have paid for or received a policy. Each claim is reviewed to determine if it meets the contractual requirements for benefit payment. Liability insurance policies cover both legal costs and any legal payouts for which the insured would be responsible if found legally liable.

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